Touch 'n Go eWallet - Financial management & rewards

Join the ranks of over 28 million Malaysians who rely on TNG eWallet for their daily financial transactions, ensuring safety and security in payments, spending, investing, and managing money. Governed by Bank Negara Malaysia (BNM) and the Securities Commission of Malaysia (SCM), TNG eWallet adheres to top security protocols, featuring biometric logins, multi-factor authentication, and robust protective measures. With TNG eWallet, you can seamlessly manage your finances and enhance your lifestyle—covering everything from payments and savings to investments and rewards—all through one powerful digital platform.

GOfinance

Discover an all-encompassing financial services hub within your eWallet that is crafted to revolutionize how you spend, save, grow, and oversee your finances. 

GOfinance presents a wide range of digital financial service products designed to cater to your specific needs:

• Earn daily interest with GO+

• Access essential insurance coverage

• Expand your wealth through diverse investment options offered by our reputable partners

• Effectively budget and monitor your expenses using Cash Flow

• Enhance your eWallet features with the Touch ‘n Go eWallet Visa Card

• Easily send money worldwide with Remittance

• Receive the financial assistance you need through CashLoan

• Keep track of your financial health with CTOS

GOtravel

No matter if you're taking a train or booking a bus seat, enjoy hassle-free travel with our extensive range of travel products. Experience global spending like a local using TNG eWallet, allowing you to pay by QR code, Visa, or even cash!

Transport

Eliminate the need for manual card reloads. By integrating your Touch ‘n Go card within the app, you can conveniently pay for tolls and off-street parking directly from your eWallet.

Bills & Utilities

Manage your bills effortlessly—covering postpaid, utility, broadband, entertainment, loans, and local council payments—right from your eWallet. If you find yourself low on credits, you can also top up your prepaid.

GOrewards

Earn rewards while you spend with your eWallet and enjoy exciting incentives ranging from cashback vouchers to fantastic products. Plus, don't miss out on our monthly lucky draws for a chance to win great prizes.

Food & Delivery

Entertainment

Secure optimal seating at cinemas, book exclusive attractions and experiences, and more.

Shopping

From groceries to gadgets, healthcare, beauty products, and everything else you cherish, shop to your heart's content while earning cashback on your purchases!

Specialty Services

The TNG eWallet app provides additional specialty services like Merchant, EZ Qurban, Arus Oil, and many others.

*Please note that this app does not support Android versions 5.0 and lower.

Is TNG eWallet the Only Financial Hub You Truly Need? (My Experience)

Having actively integrated TNG eWallet into my daily routine for several months, I can confidently declare it far more than just a payment tool; it's become my indispensable financial command center, exceeding initial expectations and genuinely simplifying how I manage my money. The sheer convenience of consolidating everything – from mundane bill payments like utilities and broadband right down to topping up my prepaid phone when credits run low – within one secure, intuitively designed app cannot be overstated. What truly impresses me, however, is how seamlessly the GoInvest portal opens doors to diverse investment opportunities with reputable partners, moving my idle eWallet balance towards potential growth, easily monitored alongside the passive earnings from GO+. 

Features like the Cash Flow tracker aren't just gimmicks; they’ve provided genuine insight into my spending habits, empowering better budgeting decisions. Linking my physical Touch ‘n Go card for automatic toll and parking payments was a revelation, eliminating the constant worry of reloading. Earning cashback and rewards through GOrewards while shopping for groceries or gadgets feels like a tangible thank you, and the ability to instantly send money abroad via Remittance or access a quick CashLoan if needed adds critical layers of financial flexibility. 

Crucially, the app consistently feels robust and secure – the instant fingerprint login and layered security measures provide significant peace of mind, knowing both daily transactions and sensitive financial products under its umbrella (like insurance and investments) adhere to the strict standards set by Bank Negara Malaysia and the Securities Commission. TNG eWallet hasn't just digitized my wallet; it's actively enhanced my financial awareness and control.

Frequently Asked Questions (FAQs):

Q: I'm worried about security with so many features. Is it safe?

A: Absolutely. Security is a core strength. TNG eWallet uses mandatory biometric login (like fingerprint or face unlock), multi-factor authentication, and robust encryption. Crucially, it operates under the strict regulatory oversight of Bank Negara Malaysia (BNM) and the Securities Commission Malaysia (SCM), ensuring compliance with the highest security protocols.

Q: Can I really manage investments and insurance through this app?

A: Yes. The integrated GoInvest platform provides access to a curated range of investment products from reputable partners. You can also purchase essential insurance coverage directly within the eWallet, making it a true hub for both everyday spending and longer-term financial planning.

Q: How much does it cost to use TNG eWallet?

A: Core eWallet functions like sending money peer-to-peer, making QR payments, topping up your wallet, and paying bills typically incur no fees. Specific services like Remittance (international money transfer), CashLoan, or certain investment products may have their own associated charges or fees, which are always transparently displayed before you proceed.

Q: My phone is a bit older - will it work?

A: TNG eWallet requires Android version 5.1 (Lollipop) or higher. Unfortunately, it does not support Android versions 5.0 and below. For iOS, please check the latest requirements on the App Store.

Q: What makes it different from other e-wallets?

A: Beyond basic payments, TNG eWallet stands out through its comprehensive suite: GoInvest for investments, Cash Flow for expense tracking, seamless physical Touch ‘n Go card integration for tolls/parking, dedicated international remittance, accessible loan options, integrated insurance, and the rewarding GOrewards program – all within one heavily regulated and widely accepted platform.

TNG eWallet explains how to use BUDI95 with one app at all stations

TNG Digital Sdn. Bhd. (‘TNG Digital’), the operator of TNG eWallet, Malaysia’s preferred digital financial services and lifestyle app, has outlined how Malaysians can access and manage the BUDI MADANI RON95 (BUDI95) fuel subsidy seamlessly through its app.

The feature is designed to simplify the subsidy process nationwide. TNG eWallet brings three key advantages to BUDI95 users: one app for all stations, no need for a physical MyKad, and an integrated Setel experience at PETRONAS within the app.

As all TNG eWallet users are already verified through electronic Know-Your-Customer (eKYC), no need to show a physical IC at the counter or pump. Each account is securely linked to the user’s verified identity and mobile device, offering a safer and more convenient way to redeem the subsidy.

Users can check their eligibility, track their subsidised balance, and make payment in the app.

TNG eWallet is accepted across all participating petrol brands, eliminating the need to download or switch between multiple apps when refuelling. At PETRONAS stations, customers can also refuel conveniently through the PETRONAS via Setel feature within TNG eWallet, offering an added layer of ease and flexibility in their refuelling experience.

Here are the steps to enjoy the BUDI9 benefits on TNG eWallet:

Common misconceptions about using BUDI95 with TNG eWallet:

Do I need to show my IC?

No. All TNG eWallet users have already been verified through electronic Know-Your-Customer (eKYC) verification. This means there is no need to show your physical MyKad at the counter or pump.

Which petrol brands can I use TNG eWallet for?

You can use TNG eWallet at all participating petrol brands through the BUDI95 feature. At PETRONAS, customers can refuel using PETRONAS via Setel directly within TNG eWallet, without needing a separate app.

Can I still pump a full tank with TNG eWallet?

Yes. Simply select the highest available amount. The pump will stop once the tank is full. Any unused payment and BUDI95 balance will be refunded.

What happens if I make a mistake or I need to cancel a transaction?

If the wrong pump or amount is chosen, you can cancel the transaction anytime before making payment. If payment has been made but the QR code is not scanned within 10 minutes, the transaction will be voided automatically.

Is there a time limit after QR code is scanned?

There is no actual time limit for refuelling after the QR code is scanned. The five-minute display in the TNG eWallet app is an intentional feature to encourage users to refuel promptly and avoid delays at the pump. In practice, once payment is completed and the pump is activated, you can proceed to refuel as usual. Most users complete the process well within this time.

Can I use Touch ‘n Go eWallet Visa Card for BUDI95?

Yes, but with a difference. The Touch ‘n Go eWallet Visa Card works like any other card or cash payment, which means you will need to verify eligibility by showing your IC at the cashier or the pump.

Will I still earn loyalty points from different petrol companies when using TNG eWallet?

Yes. You will continue to earn loyalty points from participating petrol companies when using TNG eWallet. Just follow your usual method, by inserting your loyalty card or using the petrol brand’s mobile app before completing your transaction.

When will TNG eWallet include other petrol brands in the app, similar to PETRONAS via SETEL?

We are working with other oil companies to bring similar features and convenience soon. Stay tuned!