PAYE Tax Calculator - Tax calculation & insights

The PAYE Tax Calculator determines the amount of Income Tax, National Insurance (NI) contributions, Student Loan payments, and Pension contributions based on your salary.

*** The PAYE Tax Calculator is specifically designed for the UK tax system ***

It accommodates SMART (Salary Sacrifice) arrangements, as well as Employer and Private pensions.

Childcare vouchers are also included.

You can view a breakdown of tax results into specific tax bands by selecting the tax summary.

This tool is intended for informational purposes only, and I am not associated with the UK government. Current tax rates are published by the relevant authorities.

An Indispensable and Precision-Focused Tool for UK Tax Planning

The PAYE Tax Calculator is an exceptionally clear, reliable, and user-friendly application that takes the guesswork out of understanding your take-home pay and tax obligations. As someone who has used multiple salary calculators, I was impressed by how comprehensively this tool incorporates the nuances of the UK tax system—from accounting for Salary Sacrifice arrangements and various pension types to factoring in Student Loan repayments and Childcare Vouchers. 

The ability to view a detailed breakdown of how your income is distributed across tax bands offers invaluable insight for financial planning, whether you’re negotiating a new job offer, considering pension contributions, or simply budgeting month to month. The interface is intuitive, and calculations reflect up-to-date tax rates with remarkable accuracy. While it wisely includes a disclaimer about its informational purpose, its precision and depth make it feel every bit as trustworthy as official resources. For anyone navigating the complexities of UK taxation, this app is a must-have.

FAQ Section:

How frequently are tax rates and thresholds updated?

The calculator uses the latest published rates and thresholds from HMRC and is updated promptly when changes are announced.

Does the calculator support different types of student loans?

Yes, it accommodates Plan 1, Plan 2, Plan 4, and Postgraduate Loan repayment calculations.

Can I model the impact of salary sacrifice on my net pay?

Absolutely—the tool allows you to toggle salary sacrifice arrangements and see how they affect your Income Tax, NI, and take-home pay.

Is my data stored or shared when I use the calculator?

No, all calculations are performed locally on your device, ensuring your financial details remain private and secure.

Does the tool account for Scotland-specific tax bands?

Yes, it includes options for both UK-wide and Scottish tax band variations, providing accurate results based on your location.