BankMobile Vibe - Mobile banking & payments

Smart, convenient banking on the go with the BankMobile Vibe app.

Download the app today and enjoy the following features:

• NEW! Cash back Offers! Earn cash back³ on purchases from merchants at over 40,000 online locations and over 12,000 local locations.

• Easily link external accounts with Plaid

• Get paid up to 2 days early with direct deposit¹

• Send and receive money with other vibe customers instantly with no fee via Vibe 2 Friend

• Quickly lock your debit card if you misplace it

• Add your card to Google Wallet™ or Samsung Pay

• Stay informed about your account activity with alerts

• Check your balance, view recent transactions, and transfer money to and from external accounts

• Capitalize on our interest-bearing accounts to make your money work for you

• Deposit checks quickly with mobile check deposit

• Find the nearest fee-free Allpoint® ATM² for cash withdrawals

• Set up one-time or recurring payments to pay your bills

Please note:

1.Funds from payroll-related direct deposits may be available up to two days early. Access to payroll deposits early depends on various factors, including the sender's deposit description and timing of submission. However, the availability of early access cannot be guaranteed for all types of depositors, such as federal or state benefit checks.

2.Allpoint ® ATM locations may vary in availability and operating hours by merchant.

3.Refer to Cash Back Terms and Conditions for detailed information. The merchants listed in the Offers section are not affiliated with BM Technologies, Inc., and are not sponsors or co-sponsors of the program. Cash back earned will be credited to your BankMobile checking account within ninety (90) calendar days of the qualifying transaction being posted.

© 2024 BMTX, Inc., a wholly owned subsidiary of BM Technologies, Inc. All rights reserved. Digital banking platform powered by BMTX, Inc. BankMobile banking products and services are offered by First Carolina Bank, Member FDIC, and Equal Housing Lender. The BankMobile Debit Mastercard® card is issued by First Carolina Bank under license from Mastercard International Incorporated and managed by First Carolina Bank. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. All other names and logos are the property of their respective owners.

Replacement Fee

There may be a fee associated with a replacement card, and this varies by school program.

To determine the cost of a replacement card for your account:

- Log in to your account.

- Select 'MY CARD.'

- Select 'Manage card.'

- Select the appropriate option.

For more information about fees associated with your account, please refer to the Fee Schedule.

To avoid the replacement card fee, please be sure to keep your card in a safe place to protect against loss or theft.

You can report your card lost/stolen without ordering a replacement card. Simply:

- Log in to your account.

- Select 'MY CARD.'

- Select 'Manage card.'

- Select the appropriate option.

Please Note: If your refund card also serves as your school ID card, you may be required to order a replacement card as it serves as your official ID card on campus.

Ordering a replacement card online is a snap! Here's how:

- Log in to your account.

- Select 'MY CARD.'

- Select 'Manage card.'

- Select the appropriate option that will provide you with a replacement card.

Cards can only be mailed to the primary address listed on your account.

Sending or Receiving wires Fee

An outgoing wire transfer to a US bank is assessed a fixed fee of $25.00, in return for convenience and speed. Please refer to the Fee Schedule for details.

We do not charge you to receive an incoming domestic or international wire transfer from any US bank or from international banks.

However, banks that process international wires may charge fees while the wire transfer is in transit.   These international banks take the fee amount from the original amount of the wire and thus reduce the amount sent to (or received by) you.