PMAY(U) - Capture & Share Success

The Ministry of Housing and Urban Affairs is executing the Pradhan Mantri Awas Yojana (Urban) PMAY (U) to tackle the housing deficit in urban regions, aiming for the broader vision of “Housing for All by 2022.” To ensure that the PMAY (U) Mission is carried out effectively, the Ministry consistently monitors crucial program indicators through various platforms.

The purpose of the mobile application is to enable beneficiaries of PMAY (Urban) across all Mission Components to:

👉Capture and upload two high-resolution images (minimum 300 dpi) of completed homes featuring the beneficiary's family.

👉Take and submit two selfies of the beneficiary with her house.

👉Record and upload a video clip (30 - 60 seconds) showcasing success stories in front of the beneficiary’s home, displaying the PMAY (U) logo.

The primary concept is to establish a collection of photos and videos based on beneficiary testimonials, highlighting the transformative experiences of individuals after moving into a permanent house under PMAY (U). This may

👉Include aspects such as dignified living and the availability of basic amenities (like water, electricity, kitchen, toilet, etc.).

👉Reflect emotions like increased self-esteem, a sense of pride and dignity, improved social status, safety and security for the family, and a supportive environment for girls and children's education, particularly that of the girl child.

Key Features

Affordable Rental Housing Complexes (ARHCs)

Ministry of Housing & Urban Affairs has initiated Affordable Rental Housing Complexes (ARHCs), a sub-scheme under Pradhan Mantri Awas Yojana - Urban (PMAY-U). This will provide ease of living to urban migrants/ poor in Industrial Sector as well as in non-formal urban economy to get access to dignified affordable rental housing close to their workplace.

Global Housing Technology Challenge (GHTC) - India

MoHUA has initiated the Global Housing Technology Challenge - India (GHTC-India) which aims to identify and mainstream a basket of innovative construction technologies from across the globe for housing construction sector that are sustainable, eco-friendly and disaster-resilient.

CLSS Awas Portal (CLAP)

A web based monitoring system, CLSS Awas Portal (CLAP) is a common platform where all stakeholders i.e. MoHUA, Central Nodal Agencies, Primary Lending Institutions, Beneficiaries and Citizens are integrated in real time environment. The portal facilitates processing of applications along with tracking of subsidy status by beneficiaries. CLSS tracker has also been incorporated in PMAY(U) mobile App and UMANG platform.

FAQ

Q1: What is Pradhan Mantri Awas Yojana (Urban) and its objectives and scope?

Pradhan Mantri Awas Yojana (Urban) for ensuring housing for all in urban areas was launched on 25th June 2015 providing pucca houses to all eligible beneficiaries by 2022. The Mission provides Central Assistance to implementing agencies through States/Union Territories (UTs) and Central Nodal Agencies (CNAs) for providing houses to all eligible families/ beneficiaries against the validated demand for houses for about 1.12 cr. PMAY(U) has made a mandatory provision for the female head of the family to be the owner or co-owner of the house under this Mission. A basket of options is adopted to ensure more number of people depending on their income, finance and availability of land through following four options.

👉“In-situ” Slum Redevelopment (ISSR)

👉Credit Linked Subsidy Scheme (CLSS)

👉Affordable Housing in Partnership (AHP)

👉Beneficiary-led individual house construction/enhancements (BLC)

Q2: What is In-Situ Slum Redevelopment?

Under Slum redevelopment Central Assistance of Rs.1 lakh per house is admissible for all houses built for eligible slum dwellers under the component of In-situ Slum Redevelopment (ISSR) using land as Resource with participation of private developers. This slum rehabilitation grants can be utilised by States/UTs for any of the slum redevelopment projects. After redevelopment, de-notification of slums by State/UT Government is recommended under the Mission guidelines.

Q3: Can we get 30 year home loan for EWS beneficiary?

Yes, beneficiaries can apply for sanction of home loan for tenure of 30 years, which would depend on the due diligence norms of the PLIs concerned. In such cases, however, the interest subsidy would be restricted on home loans upto Rs. 6 lakhs for tenure not more than 20 years.