Paytm - Instant money transfer & bills

Paytm (पेटीएम) - Designed for India. Trusted by over 500 million Indians.

We were the first to introduce mobile payments, QR codes, Soundbox technology, and in-store payment devices in India - and we are committed to continuous innovation. Within the BHIM UPI landscape, Paytm stands out as the single UPI application that develops features driven by actual user requirements. With options like personalized UPI IDs and privacy-focused controls alongside widgets, bank balance visibility, and downloadable UPI statements in Excel format, we strive to enhance digital payments to be smarter, safer, and more private, exclusively on Paytm.

Paytm UPI has expanded its service internationally, now available in countries such as UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal - facilitating seamless money transfers and payments for Indian travelers abroad.

🔐 Reasons to Choose Paytm:

● The most secure UPI money transfer application in India

● Backed by leading Indian banks

● Privacy features: conceal/unveil transactions, choose a personalized UPI ID, scan QR codes without revealing your contact number, no OTP card swipes needed

✨ Unique Features Exclusive to Paytm UPI:

1.Hide & Unhide Transactions - You control your transaction visibility.

2.Customized UPI ID - Opt for name@ptyes or name@ptaxis instead of disclosing your number.

3.Download UPI Statements in Excel + PDF - Ideal for monitoring expenses, bookkeeping, or tax preparation.

4.Spending Analysis - Insights on spending habits, tracked month-over-month.

5.Total UPI Bank Balances - Instantly view balances across all linked accounts (for Paytm users only).

6.Receive Money Widget - Get notified with sound and alerts whenever you receive funds.

7.Scan & Pay Widget - Quickly scan QR codes directly from your home screen.

8.Smart Bank Transfer Autofill - Easily copy account information from WhatsApp; Paytm will autofill it accurately.

9.Auto Top-Up for UPI Lite - Ensure you never run low on Lite balance with automatic top-ups.

10.Instant Self Transfers - Effortlessly transfer money between your own bank accounts.

💳 Payment Methods – Tailored UPI Experience:

● Paytm UPI - Send and receive cash using merely a mobile number. Scan any QR code, make payments at retailers, and much more.

● Paytm UPI Lite - Enjoy PIN-less payments up to ₹4,000 per day. Remains functional even during banking downtimes. Automatic top-up and simplified bank statements.

● RuPay Credit Card on UPI - Link your RuPay card for payments via UPI. No OTP or CVV required. Earn rewards when shopping online and offline.

● UPI AutoPay - Set up recurring payments for subscriptions, SIPs, rent, and additional services.

🧾 Recharges, Utility Bills & More:

● Recharge mobile services (both prepaid and postpaid) for providers like Jio, Airtel, VI, MTNL, and BSNL.

● DTH services including TataPlay, Sun Direct, Airtel Digital TV, etc.

● Payments for electricity, water, gas, broadband, insurance, FASTag, traffic fines, EMIs, and various other utilities.

💳 Online Shopping:

● Supports over 100 applications - food delivery, grocery shopping, e-commerce, and OTT platforms.

📍 Setting Up UPI PIN:

● Secure every transaction with a required setup of a 4 or 6-digit UPI PIN.

🏠 Simplified Rent Payments:

● Pay your rent directly through UPI or using your RuPay credit card on Paytm. Gain rewards, get reminders, and download monthly receipts – all in one tap.

📲 Paytm Card Machines (Soundbox + Swipe):

Merchants throughout India are now utilizing Paytm card machines. You can:

● Scan QR codes for payment

● Safely swipe credit/debit cards

All while receiving immediate payment confirmation with the iconic Paytm sound.

💰 Personal Loans via Paytm:

● Loan Amount: Ranges from ₹50,000 to ₹25,00,000

● Loan Duration: Between 6–60 months

● Interest Rate: Varies from 10.99% to 35% annually

● Processing Fee: Ranges from 0% to 6%

Example: For ₹1,00,000 at an interest of 23% over 18 months and a 4.25% fee. Monthly EMI = ₹6,621 with a total payable amount of ₹1,19,186.

Lending Partners include Hero Fincorp, Aditya Birla Finance, InCred, EarlySalary (Fibe), and Poonawalla Fincorp.

Check Your Credit Score for Free for an Instant Cash Loan.

🌍 Travel Simplified:

● Train Bookings: Authorized e-ticket partner of IRCTC – handle bookings, PNR checks, cancellations, and live train status updates.

● Bus Tickets: Obtain tickets instantly with major bus operators.

● Flights: Compare ticket prices, easily book and manage your travel itineraries.

🏢 Corporate Information:

One97 Communications Ltd., registered office located in Noida, UP.

Paytm Money Ltd. operates as a 100% owned subsidiary of One97 Communications Ltd., registered with SEBI & PFRDA.

Paytm - India's Most Trusted Platform for BHIM UPI Payments, Money Transfers, Recharges, and other online payments

Paytm - India’s largest digital payment app makes it secure and seamless to pay using UPI, make bill payments, recharge mobiles, DTH, data card & Metro Card etc anywhere in India.

Pay Using Paytm UPI with Ease

Experience the epitome of convenience with Paytm's flawless UPI integration. Whether you're sending money to a friend, shopkeeper, or family, or making a purchase online, our user-friendly interface ensures a hassle-free experience. Enjoy swift and secure transactions with just a few taps, as we've streamlined the process to fit seamlessly into your busy lifestyle.

Stay in the loop with instant notifications on your transactions. Receive alerts for every payment, ensuring you're always in control of your finances. Our commitment to transparency empowers you with real-time updates, giving you the confidence that each transaction is executed with precision.

Pay All Your Bills with Paytm Anytime, Anywhere

Your one-stop solution for effortlessly managing and paying all your bills online. We understand the complexities of modern life, and our mission is to simplify the way you handle your financial responsibilities. With our user-friendly platform, you can easily pay your electricity, landline, water, phone bills, and more in just a few clicks. No more juggling multiple accounts or standing in long queues—Paytm consolidates all your bill payments into a convenient digital hub. Embrace convenience with Paytm and enjoy the ease of managing your bills in the digital age.

Effortlessly make mobile bill payments through our safe methods, processed through secured gateways for Airtel Recharge, Jio Recharge, Vodafone Idea Recharge, MTNL Recharge, BSNL Recharge and more. You can also pay landline bills of Airtel, BSNL, Hathway, Asianet Broadband, Alliance Broadband, Tata Play Fibre.

Recharge your DTH online with ease. From Tata Play recharge, Airtel DTH recharge, Videocon D2H recharge, Sun Direct recharge, to Dish TV recharge and more just on Paytm.

Got a data card to recharge? We've got your back there too. Get your Airtel Data Card Recharge, Vodafone Idea Data Card Recharge, Jio Data Card Recharge, BSNL Data Card Recharge and MTNL Data Card Recharge now on Paytm.

Make electricity bill payment? Pay your electricity bills online on Paytm and avoid waiting in queues for hours. Whether you want to make Goa Electricity Bill Payment, Bihar Electricity Bill Payment, Haryana Electricity Bill Payment, Maharashtra Electricity Bill Payment, Punjab Electricity Bill Payment, or Telangana Electricity Bill Payment, we've got you covered.

Make Gas, Water And Municipal Bill Payment? Pay your gas, water and municipal bills within seconds for Delhi Jal Board, Indore Municipal Corporation, Gwalior Municipal Corporation, Bhopal Municipal Corporation, Bangalore Water Supply and Sewage Board, Surat Municipal Corporation, Pune Municipal Corporation, Nagpur Municipal Corporation, Uttrakhand Jal Sansthan, Indraprastha Gas Limited, Gujarat Gas Limited, Adani Gas Limited, Aavantika Gas Limited, Vadodara Gas Limited, Maharashtra Natural Gas Ltd and more.

Book Online Tickets - Flight Tickets, Train Tickets & Bus Tickets with Ease

Save money and time by booking your travel tickets on Paytm. You can find cheap flight tickets, train tickets, and bus tickets on Paytm. Compare the prices, get schedules, pick the best-suited seat, and experience easy ticket booking services online. You can also save money on your travel by applying promo codes on flights, buses & trains to get cashback in your Paytm UPI on your travel tickets.

Flight Tickets- Just enter your boarding and destination city to know all the flight ticket prices for both domestic flights and international flights.

Train Ticket Booking- Check PNR status, find train schedule, and get train seat availability for your online train ticket bookings. Just enter your boarding and destination station or city to know all the train ticket prices. Make instant train reservations through Paytm and save money with cashback.

Bus Tickets- Make fast online bus ticket booking for both AC and non-AC buses, private and government buses on Paytm. Find all the buses and timings along with bus ticket offers for your bus tickets.

Book Events, Movies, and Endless Entertainment with Paytm

Relive the moment and revive your daily routine with an amazing experience at an incredible amusement park. Find movie showtimes, and movie theaters to book your movie tickets online and get movie ticket offers.

Enjoy the hottest buzz in the town, and do not miss out on the latest shows and events of your favorite artists, be it a music concert or booking a ticket to your favorite standup comedy show, you can do it all without hassle on Paytm. Our entertainment section enables you to book tickets online for Movies and Events in a matter of a few clicks and escape from your busy schedule.