Nippon India Mutual Fund - Invest & grow money

Nippon India Mutual Fund App – A New-Age App for today’s investors & their diverse needs!

In today's digital era, consumers prioritize experiences before mutual fund investments. Our new app offers a top-notch, user-friendly interface, and cutting-edge features for an enhanced digital experience. With contemporary design, quick product discovery, and personalized recommendations, it's your ultimate solution for managing investments with Nippon India Mutual Fund.

Discover the ultimate investment app that streamlines everything with just a few swipes and clicks. Explore the possibilities that await you.

Quick, Easy & Secure access:

Say goodbye to the inconvenience of remembering User IDs and Passwords. Enjoy hassle-free login options:

• Fingerprint/Face ID-based login (device dependent)

• 4-digit M-PIN

• One-time Password (OTP) request

Experience an intuitive, personalized, and comprehensive Dashboard & Portfolio view.

View consolidated portfolio with an in-depth & insightful view:

• Easily track investments, returns, Lumpsum vs SIP view, and asset class distribution of portfolio

• Receive smart prompts for key actions like SIP renewals, pending transactions, and other updates

• Link family members' portfolios for a consolidated view and better goal management

• Simplified fund discovery and faster decision-making

Ease of Fund Discovery & Quicker Decision Making:

• Explore funds effortlessly using filters like category/asset class (equity, debt, gold, etc.), investment objectives (tax-saving, retirement, etc.), or based on your risk profile. Utilize the powerful search feature for easy fund discovery.

• Discover top trending funds or explore funds that align with your interests.

• Make faster decisions with DIY features such as Compare, Fund Performance Tracker, SIP & Lumpsum finder, Future Value Calculator, etc.

• Add funds to your watch-list and invest when you're prepared.

• Efficiently plan and track your investment goals with our Goal Planner tool. Determine the required investment amount and strategies to achieve your goals seamlessly.

Smarter, more efficient, and newer ways of transacting for all investment & service needs:

• Kickstart your personalized investment journey instantly using your PAN.

• Initiate mutual fund investments swiftly with a fully Digital KYC process.

• Access a wide range of transaction options: Lumpsum, SIP, Redemption & Switch.

• Enjoy an enhanced transaction experience with:

o Cart Buying: Purchase multiple funds in one go with a single check-out.

o Future Transactions: Schedule purchases or switches for any future date.

o SIP Pause: Temporarily halt your SIP for a short period.

o Repeat Transactions: Easily repeat your favourite purchase transactions.

o Transaction Management: Resume unfinished or pending transactions seamlessly.

• Experience quick payments via UPI and UPI Mandate, along with various other convenient options such as Net Banking, One Time Bank Mandate, Bank Mandate Registration, NEFT, or RTGS.

Best in Class Service Suite:

Discover a comprehensive suite of self-serve features designed for convenience:

• Easily download Statements (Account statement/Capital Gain Statement) anytime, anywhere!

• Access your transaction history with a filter to review successful & rejected transactions.

• Track NAV trends & Dividend history via a dedicated NAV & Dividends section.

• Explore new services like One-time Bank Mandate registration, Nominee Management, Bank Details Update, Contact Details Update, Bio-metric/Face ID authentication management, Password/M-PIN changes.

• Utilize a dedicated Helpdesk for queries, service requests, live webchat support, or instant call back options.

Get the Nippon India Mutual Fund app today! We're excited to welcome you aboard!

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.

Importance of Goal Planning

We all love vacations! But going to a place we don’t know much about without any plans could be tricky. The vacation is the goal here, and planning can help us effectively fulfil it. Investing in mutual funds is somewhat similar. If you don’t have a plan, you may not know how much and where to invest. That’s why goal planning is essential. It is the process of identifying and drawing up a strategy to achieve your financial goals.

The following reasons will help you understand the importance of planning to fulfil your goals.

If you invest by following a financial plan, it can give you a sense of purpose in your long-term financial journey. A solid financial plan links goals to investments. You may have emotional attachments to your goals like owning a home, sending your kids to a top college, and having a tension-free retired life. It can strengthen your financial commitment.

    Have peace of mind

Isn’t this something we all crave? With enough money, you can pay for your monthly expenses, save for future goals, and treat yourself and your family to the small joys of life. Financial planning helps you manage your money wisely. Don’t worry if you’re not there yet. Peace of mind is not far away if you are on the path to financial planning.

    Be ready for emergencies

A financial plan also takes care of emergencies. Although the amount of money you need to set aside may depend on your job and liabilities, it is advisable to invest money equal to at least six months of your expenses in a mutual fund. The emergency fund might help you cover expenses during a job loss or any other unexpected scenario.

    Reduce dependence on debt

Debt can drain your savings and jeopardise your long-term financial goals. If you invest wisely, you can fund big-ticket purchases like buying a car or a home with your investments and minimise your debt.

    Become a disciplined investor

One of the easiest ways to make sure that you reach your goals is to become a disciplined investor. It means sticking to your SIP regardless of market conditions, maintaining your asset allocation, and regularly rebalancing.

Disclaimer:

The calculator results are for illustration purpose only. Please get in touch with a professional advisor for a detailed suggestion. The calculations are not based on any judgments of the future return of the debt and equity markets / sectors or of any individual security and should not be construed as a promise on minimum returns and/or safeguard of capital. While utmost care has been exercised while preparing the calculator, NIMF does not warrant the completeness or guarantee that the achieved computations are flawless and/or accurate and disclaims all liabilities, losses and damages arising out of the use or in respect of anything done in reliance of the calculator. The examples do not purport to represent the performance of any security or investments. Given the individual nature of tax consequences, each investor is advised to consult his/her professional tax/financial advisor before making any investment decision. The information herein is meant only for general reading purposes and the views being expressed only constitute opinions and therefore cannot be considered as guidelines, recommendations or as a professional guide for the readers. The document has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. The sponsor, the Investment Manager, the Trustee or any of their directors, employees, associates or representatives (“entities & their associates”) do not assume any responsibility for, or warrant the accuracy, completeness, adequacy and reliability of such information. Recipients of this information are advised to rely on their own analysis, interpretations & investigations. Readers are also advised to seek independent professional advice in order to arrive at an informed investment decision. Entities & their affiliates including persons involved in the preparation or issuance of this material shall not be liable in any way for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including on account of lost profits arising from the information contained in this material. Recipient alone shall be fully responsible for any decision taken on the basis of this document.

Financial Planning Calculators

    Asset Allocation

Asset allocation is a crucial step in your investment journey. The correct asset allocation can help you figure out the right mix between equity, debt, gold & silver, and you can diversify your portfolio.

Our Asset Allocation Calculator can help you decide the asset mix that suits your financial goals based on your risk appetite and time horizon. You can plan your investment strategy with the help of the percentage split it provides between different asset classes based on your goals and risk appetite.

    Inflation

The Future Value Inflation Calculator helps you know the future value of your investments based on the current inflation rate. A positive inflation rate shows that the existing money can buy fewer goods and services in the future. An investment is considered good if it is projected to gain more than the expected inflation rate.

    Net Worth

The best way to improve your finances is by knowing exactly where you stand today and taking an informed decision for tomorrow. Our Net Worth Calculator can help you do that. It computes your current financial standing by adding your assets and subtracting your liabilities.

    Become Crorepati

Who doesn’t want to become a crorepati! If you wish to, you can start planning now. The Calculator For Your Crorepati Dream helps you calculate the amount you need to invest every month to become a crorepati. Just key in your dream amount and know the monthly investment required and the expected annual return rate. The value is calculated based on the age when you want to become a crorepati, your current savings, etc.

    Education Planning

If you plan to provide quality higher education for your children, our Education Planning Calculator can help you get a clearer image of your required amount. It will estimate the amount you need to invest today for each child to achieve the desired goal. All you need to do is fill in the necessary details.

    SIP with Annual Increase

Do you want to reach your goals faster? Increasing your SIP every year can help you achieve this feat. SIP with Annual Increase Calculator can help determine the annual increase you can opt for for your SIP. The calculator can show you the growth of your SIP investment when you increase your SIP amount yearly. You will also understand how an annual increase in SIP can help you meet your goals faster.

    Composite Financial Goal Planner

The Composite Financial Goal Planner Calculator can help you determine how much you need to invest at present to achieve your different financial goals in future. You only need to set the amount for each type of goal and enter the date when the goals are due. Select the expected rate of return, inflation rate, and the age you want to retire from work. This calculator will help you with everything you need to know.

    Power of Compounding

When it comes to investing, time is more important than timing. It is known as the benefit of the power of compounding. You can calculate the impact of compounding on your investments through the Power of Compounding Calculator. Just enter the initial investment amount, rate of return, and period for investment, choose the compounding interval, and the calculator will show you the future value of your investments in the years to come.

    Risk Analyzer

Want to know what kind of investor you are? Try our free Risk Analyzer, which is designed to help assess your risk profile so that you can select investments that suit your needs. Provide your age and your investment objectives, and then take the short risk quiz to help us understand more about you and your financial needs. All in just a few clicks!

    SIP

Do you want to know how much you need to invest in mutual funds through SIP? You can use our SIP calculator to determine how much you need to invest every month to reach your financial goals. Enter the target amount and expected rate of return, and you can see the SIP amount you need to invest every month over the desired timeframe.

    Retirement

Retirement is a different phase of life, a time to take a break from your routine and all the worries and responsibilities that come with it. However, it is essential to accumulate enough corpus during your working life. The Retirement Calculator can help you know how much you will need during your retirement years by estimating your future expenses and calculating the corpus you need to build based on your investments and savings.

Disclaimer:

The calculator results are for illustration purpose only. Please get in touch with a professional advisor for a detailed suggestion. The calculations are not based on any judgments of the future return of the debt and equity markets / sectors or of any individual security and should not be construed as a promise on minimum returns and/or safeguard of capital. While utmost care has been exercised while preparing the calculator, NIMF does not warrant the completeness or guarantee that the achieved computations are flawless and/or accurate and disclaims all liabilities, losses and damages arising out of the use or in respect of anything done in reliance of the calculator. The examples do not purport to represent the performance of any security or investments. Given the individual nature of tax consequences, each investor is advised to consult his/her professional tax/financial advisor before making any investment decision.

The information herein is meant only for general reading purposes and the views being expressed only constitute opinions and therefore cannot be considered as guidelines, recommendations or as a professional guide for the readers. The document has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. The sponsor, the Investment Manager, the Trustee or any of their directors, employees, associates or representatives (“entities & their associates”) do not assume any responsibility for, or warrant the accuracy, completeness, adequacy and reliability of such information. Recipients of this information are advised to rely on their own analysis, interpretations & investigations. Readers are also advised to seek independent professional advice in order to arrive at an informed investment decision. Entities & their affiliates including persons involved in the preparation or issuance of this material shall not be liable in any way for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including on account of lost profits arising from the information contained in this material. Recipient alone shall be fully responsible for any decision taken on the basis of this document.