HUK Mein Auto - Drive safely & save money

Drive Safely to Save Money

– The “My Car” application from HUK-COBURG & HUK24

HUK-COBURG offers you the opportunity to enjoy savings of up to 30% on your premiums for motor vehicle liability and comprehensive insurance simply by practicing safe and prudent driving.

Once you enroll in the HUK-COBURG or HUK24 telematics rate and register in the “My Car” app, a telematics sensor will be sent to your home at no charge. Your smartphone tracks your journeys while the sensor evaluates your acceleration, braking, steering habits, and speed to establish your overall driving score. The safer and more cautious your driving, the better your score will be, resulting in a higher bonus in the subsequent insurance year.

Benefits of the “My Car” app

* Overview: Monitor your current bonus, driving scores, and progression easily.

* Feedback: The app provides insights on how and where to enhance your driving skills.

* Damage reporting: If a traffic accident is detected by the sensor, you can conveniently report it through the app. For newer models of BMW, MINI, Opel, Citroen, Fiat, or Peugeot, you can activate a connected vehicle claims service that allows for automatic accident detection—regardless of whether you have Telematics Plus in your vehicle or not.

* Accident assistance: Should the data from your telematics sensor suggest a significant traffic incident, prompt help will be arranged at the accident scene.

* Contract overview: Keep track of your vehicle contracts for easy management.

* Vehicle service: Schedule your next workshop appointment effortlessly.

* Eco-friendly driving: The Eco Drive feature rewards you for an environmentally friendly driving style, allowing you to support charitable organizations.

Key Information About Telematics Plus

* All drivers – regardless of their vehicle type or age – are eligible for the Telematics Plus rate.

* A 5% starting bonus is automatically applied when you sign up for the telematics rate.

* Your car insurance cannot increase in cost, meaning the telematics rate is designed solely to help you save money.

Important Notes

* Android version 8.0 or higher is necessary for app usage.

* The app requires continuous GPS activation, which may lead to faster battery drain.

My Car by HUK-COBURG: Transforming Safe Driving into Tangible Savings and Peace of Mind

Since integrating the My Car app into my daily routine, I’ve been genuinely impressed by how seamlessly it merges practical savings with proactive safety measures. The app’s core premise—rewarding cautious driving with insurance discounts—is brilliantly executed. After enrolling in the Telematics Plus rate and installing the sensor, I found myself more mindful of acceleration, braking, and speed, knowing these habits directly impact my annual bonus. The Overview dashboard became a daily checkpoint, where I track my driving score and bonus progress with clarity, turning every trip into a small challenge to improve. The Feedback feature is a standout, offering actionable insights like smoothing abrupt stops or refining cornering techniques—tips that not only boost my score but genuinely enhance my confidence on the road. A particularly reassuring aspect is the Damage Reporting tool: during a minor fender-bender, the app’s prompt accident detection and guided reporting process streamlined what could have been a stressful ordeal. For eco-conscious drivers like myself, the Eco Drive feature adds meaningful purpose, allowing me to contribute to charity while adopting fuel-efficient habits—a win-win that feels both rewarding and socially responsible. The app’s assurance that insurance costs cannot increase removes any anxiety about the telematics system, focusing purely on savings. Though continuous GPS use does drain my phone battery slightly faster, the trade-off for real-time safety perks—like automatic emergency assistance during severe incidents—is unquestionably worth it. My Car isn’t just an app; it’s a financial and safety ally, transforming routine drives into opportunities for growth, savings, and peace of mind. For anyone seeking to marry responsible driving with tangible rewards, HUK-COBURG’s innovation is a game-changer in the world of auto insurance.