GoHenry by Acorns Kids Banking - Kid-friendly banking app

GoHenry by Acorns is a debit card and banking app designed for kids and teens, aged 6-18. It aims to educate them on earning, saving, and spending wisely through features such as automated allowance, task lists, and gamified educational quizzes and videos. The young users can apply their financial skills in the real world using their personal debit card while parents monitor and provide guidance utilizing flexible parental controls. As a result, 92% of parents reported that their children have become more money-confident since using GoHenry.

GOHENRY BY ACORNS KIDS' BANKING BENEFITS:

- AUTOMATED ALLOWANCE: Enables children to learn budgeting skills with a weekly automated allowance.

- SAVINGS, STASHED: Encourages saving habits with child-led savings goals that parents can manage.

- IN-APP TASK LISTS: Teaches children the value of earning by rewarding completed chores.

- BITE-SIZED LESSONS: Enhances financial literacy through Money Missions, resulting in increased savings.

- THEIR OWN PREPAID CARD: Empowers children to practice their financial skills with a personal kids' debit card.

- TRAVEL ABROAD FEE-FREE: Allows fee-free transactions overseas for family holidays.

- MONEY SKILLS UNLOCKED: Develops money management skills by tracking cash flow within the app.

- ATM WITHDRAWAL: Permits children to withdraw money from ATMs when needed.

GOHENRY BY ACORNS PARENT BENEFITS:

- QUICK AND EASY TRANSFERS: Facilitates sending money instantly with scheduled allowances.

- INCENTIVIZE CHORES: Encourages completing tasks by providing rewards for accomplished chores.

- SPENDING VISIBILITY: Offers real-time notifications to track children's expenses.

- FLEXIBLE CONTROLS: Allows parents to set spending limits and preferences, easily adjustable within the app.

- A FAMILY AFFAIR: Enables family and friends to send money directly to the child's card with Giftlinks and Relatives accounts.

- JUST FOR YOU: Provides insights and tips to support children's financial education in the Parent Space.

- GIVING MADE EASY: Introduces charitable donations within the app to teach children about helping others.

GOHENRY BY ACORNS TEEN BANKING BENEFITS: PARENT OR GUARDIAN SIGN-UP REQUIRED

- GROWING ACCOUNT: Teens benefit from a dedicated debit card and account tailored for ages 13+.

- SPLIT THE BILL: Allows requesting or sending money to friends at any time.

- REQUEST MONEY, GET PAID: Accept payments using QR codes, even from non-GoHenry users.

- SAVINGS CONTROL: Facilitates setting savings goals for desired purchases.

- SIDE HUSTLE READY: Teens aged 14+ can receive direct deposits for wages.

- MONEY SIDEKICK: Enables secure and quick payments on-the-go via Google Pay™.

- FREE TRANSACTIONS ABROAD: Enables fee-free international transactions for teen travelers.

- TRACK SPENDING: Helps teens monitor their spending habits through spending maps.

Why Choose GoHenry

Smart Learning Tools

Set your child up for success by teaching them how to manage money responsibly.

    Money Missions: Award-winning educational videos and quizzes that align with the national curriculum, teaching essential money skills.

    Spend Mapping: Your child can track their balance in the GoHenry app, learning to budget, save, and more.

    Debit Cards: With their own debit card, kids can practice money management in real-world scenarios.

Total Peace of Mind

Your child can gain independence safely and securely with features built for families.

    Instant Transfers: Send money directly to your child’s card for immediate needs.

    Spend Notifications: Receive real-time notifications about your child's spending directly on your phone.

    Flexible Parental Controls: Set spending limits and decide where, when, and how much your child can spend, with the ability to adjust preferences anytime.

Easy Money Management

Make life easier with a smarter way to manage your child’s finances.

    Automated Allowance: Weekly pocket money teaches budgeting skills and reinforces the concept that once the money is gone, it’s gone.

    Task Lists: Assign chores in-app and provide rewards upon completion to instill the value of earning.

    Relative Accounts: Family and friends can send money directly to your child’s card using Giftlinks or relative accounts.

Features Your Child Will Love

Kids can personalize their experience with features that resonate with them.

    Personalized Cards: Choose from over 45 card designs and add their name or nickname for a personal touch.

    Customised Savings Goals: Allow your child to set savings goals that you can lock or unlock, fostering a habit of saving.

    13+ Account: As they grow, GoHenry evolves with them—once they turn 13, they can unlock exclusive features like Apple Pay and receive wages directly into their account.

Memberships and pricing

Everyday

Easy money management, automated pocket money and flexible parental controls.

£3.99 monthly, per child

1 month free trial

Plus

All Everyday benefits, plus 4.50% AER* interest on savings, cashback and more.

£5.99 monthly, per child

1 month free trial

Max

All Plus benefits, up to 4 kids’ accounts included—for one monthly fee.

£9.99 monthly, up to 4 kids

1 month free trial

Frequently asked questions

1. My child’s GoHenry card has been lost. How do I replace it?

You can block a lost card instantly in the GoHenry app, then unblock it once it’s found. If the card doesn’t turn up, let GoHenry know as soon as you can, then order a replacement for free in your parent app.

2. Can two parents have access to the GoHenry account?

Yes! You can add a co-parent to your account using your parent app. Co-parents can help manage your child’s account, receive spend notifications, and add money to the parent balance using the registered card.

3. What kind of transactions do you block?

GoHenry blocks transactions at  gambling, tobacco, and other adult-only merchants and online sites. You can also enable ‘strict merchant block’ which prevents your child from making any purchases in places that sell age-restricted items.

4. How does my child log in to the GoHenry app?

You’ll find your child’s login details in your parent app—they’ll need them to log in to their app on their device. You can also use a family tablet to switch between accounts on the same device if they don’t have their own smartphone.

Difference between GoHenry and a bank account

GoHenry isn't a bank, but we offer the same functionality you would expect with a traditional high-street bank account. Some of the key differences between GoHenry and a bank account are what we offer:

    An app with a separate parent and child view

    Instant notifications about their child's spending

    The ability to set spending limits at ATMs, online and in-store

    An option to create paid tasks to teach kids about earning

    The ability can freeze (and unfreeze) the card

    Options to restrict where a child uses their GoHenry card

    Automatic weekly payments or one-off payments

    Prepaid debit card for children aged six and above 

    Automatic saving goals

    An option for friends and family to send money to your child's account using Giftlinks

    The in-app Money Missions, designed to accelerate financial literacy, helps kids develop their money skills through a series of interactive games and quizzes 

GETTING STARTED:

1.Sign up today

2.Download the app and engage in Money Missions

3.Parents can set allowances, chores, and add funds

4.Activate the card once it arrives in 5-7 days

With over 54,000 five-star reviews on Trustpilot, the App Store, and Google Play stores globally, GoHenry by Acorns aims to empower young individuals with financial literacy tools.

GoHenry by Acorns Address: 5300 California Avenue, Irvine, CA 92617 USA

© GoHenry Inc. Note: GoHenry is not a bank, and the GoHenry card is issued by Community Federal Savings Bank, member FDIC, under license by Mastercard International. "Google Pay" is a trademark of Google LLC.